
Current California Mortgage Rates
Quick Mortgage Definitions / Terms / Facts
GENERAL
What is "Auto Pay" and what are the benefits?
"Auto Pay" is a service we provide so that you do not have to write a check each month. We will automatically take your monthly mortgage payment out of your Checking/Savings Account each month. You may also receive a lower price by having the "Auto Pay" feature set up with zionmortgages.com or one of our affiliate banks.
How do I apply for a mortgage?
You can apply online, by telephone, or by visiting your local branch. When applying online, select the statement that best describes your situation on the front page. You will walk through the four steps of the application process. This whole process takes about 15-20 minutes.
First Steps to Getting a Mortgage?
Get a Free Credit Report!The first step to getting a mortgage is to know your credit score. Understanding your credit report is a critical part to getting your mortgage. Raise your score while you shop for your home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
