Current Idaho Mortgage Rates
Quick Mortgage Definitions / Terms / Facts
What is the Lock Policy?The interest rate market is dynamic and subject to movements without advance notice. To protect you from interest rate fluctuations, zionmortgages.com allows you to lock in the interest rate and corresponding points quoted to you when you apply for a loan with us. This locked-in rate is good for a certain period of time, regardless of whether rates go up or down. Please note that zionmortgages.com is not responsible for any rates that may change prior to when you lock in your rate. This policy is subject to change without advance notice by us.
May I pay additional points to reduce my interest rate?
Yes, you may pay additional points to lower your interest rate. During the application process, you will select what rate and fees you would like.
First Steps to Getting a Mortgage?
Get a Free Credit Report!The first step to getting a mortgage is to know your credit score. Understanding your credit report is a critical part to getting your mortgage. Raise your score while you shop for your home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
