Current Iowa Mortgage Rates
Quick Mortgage Definitions / Terms / Facts
What happens after I complete the application?We immediately receive, review and run your application through Automated Underwriting AU. We can often provide a Credit Approval within 24 hours. Part of completing the application is informing us how you prefer we get back in touch with you by telephone, e-mail, etc.. A Credit Approval is based upon the information you put on your application and your credit report.
May I pay additional points to reduce my interest rate?
Yes, you may pay additional points to lower your interest rate. During the application process, you will select what rate and fees you would like.
First Steps to Getting a Mortgage?
Get a Free Credit Report!The first step to getting a mortgage is to know your credit score. Understanding your credit report is a critical part to getting your mortgage. Raise your score while you shop for your home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
