Current Virginia Mortgage Rates
Quick Mortgage Definitions / Terms / Facts
What happens after I complete the application?We immediately receive, review and run your application through Automated Underwriting AU. We can often provide a Credit Approval within 24 hours. Part of completing the application is informing us how you prefer we get back in touch with you by telephone, e-mail, etc.. A Credit Approval is based upon the information you put on your application and your credit report.
GENERAL
What is "Auto Pay" and what are the benefits?
"Auto Pay" is a service we provide so that you do not have to write a check each month. We will automatically take your monthly mortgage payment out of your Checking/Savings Account each month. You may also receive a lower price by having the "Auto Pay" feature set up with zionmortgages.com or one of our affiliate banks.
First Steps to Getting a Mortgage?
Get a Free Credit Report!The first step to getting a mortgage is to know your credit score. Understanding your credit report is a critical part to getting your mortgage. Raise your score while you shop for your home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
